KBA FS Limited offer a wealth of knowledge and a bespoke service to clients looking for any type of mortgage advice. Whether you are looking to buy your first home, your next home, to purchase investment property or to remortgage, KBA can advise you throughout the process and our dedicated team of advisers and administration staff can ensure a smooth process from start to finish.

KBA FS have numerous banks and lenders to choose from and with a vast amount of mortgage deals available, our advisers will help guide you through and by discussing your individual requirements and needs for the future, we can help you make the right decisions.

We also offer a mortgage review service which means that you will never have to worry that your mortgage deal is coming to an end as we will contact you in plenty of time to review your options.

The financial services industry regulator, the Financial Conduct Authority (FCA), has set out a new set of rules for mortgage advisers, and lenders, to improve the process of getting a mortgage.
An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.
Remortgaging means switching your mortgage to another deal with another lender. Most people remortgage because their existing deal has ended.
Second charge loans can be secured against residential or Buy to Let properties.
These are mortgages suited to people building a new home. With a self build mortgage, money is released in stages as the build progresses.
A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs.
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
With options for overpayment and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned.
The government has put in place a number of schemes to support house purchasers, such as Help to Buy.

UK News

Three people who were held over the death of teenager Gaia Pope will face no further action, police say.
The Electoral Commission investigates why Vote Leave gave £625,000 to a student just before the vote.
Endris Mohammed killed the children with a petrol-soaked rag and tried to kill his wife in a gas blast.
Consumer group Which? finds 60% of products were cheaper or the same price on other days of the year.
The energy firm says it will not offer its standard variable tariff price category for new customers.