Life and Protection Policies

Think you are invincible?

  • Have you thought about what impact it would have if your income were to stop?

  • How would this affect your life and your family's life?

  • Would your family be secure financially if you were to die or suffer a serious illness?

  • Do you know what your current arrangements would actually provide?

Click the link below to see what the likelihood is of you being unable to work, getting a critical illness or dying between now and retirement.

KBA FS Ltd offer advice on a range of protection solutions to suit all needs. We can review your exsiting arrangements to ensure they are still meeting your requirements and advise you on any options which may be available.

In an ever changing world it is worth having these arrangements reviewed on a regular basis. You review your home insurance, car insurance, mobile phone contracts to ensure you have the best deals and the latest models, why not review your Protection policies to ensure that is the case also?

Advances in medicine are occuring all the time which means that providers are constantly updating their plans to ensure the client has the best cover. 

If the worst was to happen and you were diagnosed with a serious illness, wouldnt you want to know you had a dedicated adviser at the end of the phone to help with to deal with any insurance claims so that you dont have to worry about it?

That is the type of service you get from KBA FS Ltd when we look after all your protection needs. 

We specialise in advising you based on your personal circumstances to ensure that both yours and your family's future is protected regardless of what the future may hold.

Accident Protection

The latest product to be added to our protection panel is the Metlife Multi Protect Accident Protection. Watch the video below to see how the most innovative product of the year 2016 works. Contact KBA on 01942 265866 for more information.

For the details of the other protection products click on the links below.



Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

UK News

Three people who were held over the death of teenager Gaia Pope will face no further action, police say.
The Electoral Commission investigates why Vote Leave gave £625,000 to a student just before the vote.
Endris Mohammed killed the children with a petrol-soaked rag and tried to kill his wife in a gas blast.
Consumer group Which? finds 60% of products were cheaper or the same price on other days of the year.
The energy firm says it will not offer its standard variable tariff price category for new customers.