How we charge
We believe in being transparent about what we charge for our services. We have provided an overview of our pricing structure, with an explanation of the fees associated at each stage, to ensure there are no hidden costs or surprises when it comes to working together.
1 – Initial consultation
We’ll introduce ourselves and provide information about how we would like to work with you, the services we can provide and the costs of those services. At this stage, we’ll agree with you on your priorities and the appropriate fees before we start any work.
Fees – At our expense.
2 – Discovery
Once we’ve decided to work together, we’ll gather personal and financial information from you and discuss your goals. This allows us to determine which solutions will be most suited to your needs. We’ll also assess your attitude to risk.
Fees – £795.00 – £5,000.00 depending on complexity. As an example, for up to 4 plans and analysis it would cost £795.00.
We will confirm with you an agreed fee before you go ahead with any work and a fee agreement will be signed so that you are safe in the knowledge that fee won’t change.
3 – Creating the plan & implementation
Once we’ve gathered all the necessary information, we’ll present your bespoke financial plan complete with tailored recommendations. Together we will agree which ones to implement, including any broader or more complex planning such as trust work.
Fees:
Lump sum – 2.5% of the first £250,000 invested, then 1% of anything above this amount.
Regular premium – We reserve the right to charge up to 50% of the first 12 months’ contribution. This will always be agreed beforehand.
For those just starting out on their financial planning journey, we can work to an hourly basis or an agreed set fee.
Please contact us to discuss the most appropriate fee structure for your needs.
4 – Ongoing service
We will continually review your arrangements to ensure that they continue to meet your needs and objectives. This stage is completely optional, and you can choose to cancel at any time.
Fees – Between 0.75% and 1% of funds under management per annum, depending on the level of service.
