A business owner?
Running a successful business demands your time, energy, and attention. As a result, it’s often your personal financial planning that gets pushed to the bottom of the to-do list.
Whether you’re generating a strong income, building significant wealth within your business, or thinking about how you’ll eventually step away, having a clear financial strategy is essential. The decisions you make today can have a significant impact on your future lifestyle, retirement options, and the legacy you leave behind.
Our Company Director, Sarah Hogan, holds the prestigious AF2 Business Financial Planning Qualification as part of her Chartered Financial Planner status, making her a specialist in helping business owners navigate complex financial decisions. As a company director herself, she understands first-hand the opportunities and challenges that come with running a business.
We work with business owners to help them extract profits tax-efficiently, build wealth outside of their business, maximise pension and investment opportunities, and create plans for succession or eventual exit. For many business owners, one of the biggest challenges is ensuring that the wealth they’ve worked so hard to create benefits both them and future generations.
Whether you’re in the early stages of growth, approaching a business sale, or planning for life beyond the business, we’ll help you create a financial plan that gives you confidence, clarity, and control over your future.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
Here’s how we help…
Business protection
As a business owner, it’s important to have the right safeguards in place. We’ll help you protect against unforeseen events or circumstances through the likes of key person insurance, shareholder protection and relevant life plans.
Tax efficiency
There are a number of ways to withdraw money from your business in a tax-efficient manner. We’ll work with you to ensure you’re making the most of any tax breaks, reliefs and allowances and help you get more from your assets.
Company pension schemes
We work with a select number of pensions specialists to provide both auto-enrolment and larger company pension schemes. We can also deliver individual advice to members, as well as educational pension seminars for your employees.
Pensions for directors
We offer bespoke pension solutions for company directors. From personal pensions to self-invested personal pension (SIPPs), we’ll find the right platform to effectively utilise your business and achieve your goals.
Support for new business owners
Starting a new venture can feel daunting, and the financial obligations might seem a bit of a minefield in the early days. We’re here to help you navigate the challenges of owning a new business and support you on your journey.
Exit and succession planning
When it’s time to hand over the reins, we’re here to support you through the process. We’ll help you prepare a sound succession plan or exit strategy, one that ensures business continuity while aligning with your own objectives.