Missing NI contributions – Check and top up your state pension whilst you still can – deadline April 2023

The new flat rate of state pension started on the 6th April 2016 and the amount you get depends on how many qualifying years you have. On the old system which consisted of a basic state pension and a top up dependent on things such as SERPs and contracting out, you needed to have 30 qualifying years and the level of pension in some cases was dependent on levels of earnings in the past. On the new system, everyone can get a flat rate of state pension but as a starting point you need to have 35 qualifying years as a minimum.


This document is an overview to give you the information necessary to help you make the right decision for your circumstances.

To find out any more about our services or talk through your own situation, please get in touch.


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