How we work
Nurturing lifelong relationships
We care about building long-term partnerships with our clients. Our approach revolves around getting to know you and understanding what matters most, then nurturing that relationship over time so we can help you on your way to achieving your goals. We’re here to be your financial partners – all you need to do is lean on us.
The KBA journey
We’re with you throughout the full circle of life. Whichever stage you come on board, we’ll support you and your changing needs all the way to financial independence – and beyond!
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Protection
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Mortgages
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Financial planning
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Financial planning after a life event
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Investments
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Pension planning
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Retirement
Protection
We believe it all starts with protecting what you have. We’ll help you take steps to ensure your income, assets and family are protected from the impact of unforeseen events. Whatever the future holds, you can have peace of mind about the things that matter most.
Mortgages
We offer a wealth of knowledge and a bespoke service to clients looking for any type of mortgage advice. Whether you’re looking to buy your first home, your next home, to purchase investment property or to remortgage, we can advise you throughout the process.
Financial planning
We’ll help you plan for the life you truly want. That means looking at what’s important to you and what you’d like to achieve, then building a bespoke financial plan designed to help you reach your goals for the future.
Financial planning after a life event
We specialise in financial planning for people who are going through a major life event, such as divorce or the loss of a loved one. We’re here to support you throughout the process and help take some of the strain, from getting your financial affairs in order to working with other professionals.
Investments
We’ll monitor your investment portfolio, regularly reviewing its performance and ensuring it’s still suitable for your attitude to risk. We will also make sure charges on funds in your portfolio are highly competitive.
Pension planning
We’ll help you get the most out of your pension, so you’re set up in the best possible way for the years to come. Whether you’ve accumulated a few pension pots or you’re just starting out, we’ll make sure everything is aligned with your retirement goals.
Retirement
The needs of people in retirement are different to the working population, so it’s important to take advice to ensure you’re getting the most of your assets. We’ll explore your income options and your goals for the future, then build a plan to see you through the rest of your life without worry.
Protection
We believe it all starts with protecting what you have. We’ll help you take steps to ensure your income, assets and family are protected from the impact of unforeseen events. Whatever the future holds, you can have peace of mind about the things that matter most.
Mortgages
We offer a wealth of knowledge and a bespoke service to clients looking for any type of mortgage advice. Whether you’re looking to buy your first home, your next home, to purchase investment property or to remortgage, we can advise you throughout the process.
Financial planning
We’ll help you plan for the life you truly want. That means looking at what’s important to you and what you’d like to achieve, then building a bespoke financial plan designed to help you reach your goals for the future.
Financial planning after a life event
We specialise in financial planning for people who are going through a major life event, such as divorce or the loss of a loved one. We’re here to support you throughout the process and help take some of the strain, from getting your financial affairs in order to working with other professionals.
Investments
We’ll monitor your investment portfolio, regularly reviewing its performance and ensuring it’s still suitable for your attitude to risk. We will also make sure charges on funds in your portfolio are highly competitive.
Pension planning
We’ll help you get the most out of your pension, so you’re set up in the best possible way for the years to come. Whether you’ve accumulated a few pension pots or you’re just starting out, we’ll make sure everything is aligned with your retirement goals.
Retirement
The needs of people in retirement are different to the working population, so it’s important to take advice to ensure you’re getting the most of your assets. We’ll explore your income options and your goals for the future, then build a plan to see you through the rest of your life without worry.
What you can expect
Financial planning is a journey, and it’s one that’s designed around you. Our simple four-step process helps us understand your objectives and the best way for you to achieve them. Here’s what you can expect from working together.
Discovery
Our initial discovery meeting is all about establishing your life goals, your personal circumstances, aspirations and concerns. We use a series of questions to help identify what’s important to you and what you want for the future. We’ll then use a fact-find to gather all of your key information (both personal and financial) and your attitude to risk.
Creating your plan
Taking into account your current position, future plans and attitude to risk, we’ll research solutions we think are right for you, building our recommendations into a bespoke financial plan. We’ll present our findings to you, and explain the benefits and risks associated with the approach we’ve suggested.
Implementation
If you’re happy with our recommendations, we’ll help you complete the relevant paperwork and put your plan into action. We’ll implement your financial strategy to help you achieve your objectives over a given period of time.
Ongoing service
Heading in the right direction is important – but staying on track matters just as much. Things will change in your life, as well as in the world of finance, so it’s likely your plan will need to change too. We’ll meet on an ongoing basis to review your plan and your situation, then make any necessary changes.
